Supercharge your underwriting approvals with AI
.avif)
.avif)
Fully automated processing, with easy exceptions
MIRA Maximizes straight through processing, but shows a clear trail of its work and allows for exception handling & decisions to be overwritten easily.
Ingests borrower data without pre-processing
High-fidelity data extraction and enrichment from all relevant documents in the loan required to make a Borrower credit decision, automatically generates intuitive tasks & new doc conditions if data can’t be confidently extracted.
Interprets and applies conditions and calculations
Lender customization allows a balance of aggressive & measured decisioning. Configuration levers included the creation, clearing and maintenance of conditions through the funnel, working the entire life of the loan.
Decides or creates intuitive UW tasks
Where automation falls outside of a certainty threshold, MIRA generates single-owner tasks with unambiguous acceptance criteria, and options to employ AI Agents for autonomous execution of tasks.
Shows evidence & audit trails
MIRA shows its decision trees, calculation trails, input lineage, and signed policy/model manifests for replayability and saleability. Human changes and overrides are seamlessly integrated into logs.
Always on, real time processing in seconds.
Real time document processing
Integrated with your LOS, MIRA processes in background instantly
Automatically creates and clears conditions
Immediate feedback on what's required to get loan to clear to close
A black crystal clear box.
Know exactly what decisions were made
Complete interactive audit trail of all decisions and rationale
See all calculations and open tasks
Understand what is verified, with actionable insights on what needs attention
Override anything with ease
Interactive policy findings, income scenarios and more to empower underwriters
Your policies, applied faster and more flexibly
Covers all core investor guidelines
Incorporates your policy overlays and risk tolerances — dynamically so the right policy is running for every loan scenario
Tune automations for each loan product
Leverage product-specific policies and overlays to guide condition management and decisioning.
Customize logic and modules by role
Fine tune control over automation and override access by role and loan criteria.
MIRA finds the path to upfront approval faster
Integrated AUS validation & condition automation
Not generic policy. Underwrites to loan-specific AUS conditions, and as documents come in, conditions automatically clear in real-time.
Faster approvals mean a more empowered sales team
Empower LO's with pre-approvals of fully verified and subject-to income in minutes.
Always-on AI-Underwriter
Give your originating teams access to real-time, interactive underwriting whenever they need it to guide their borrowers.
