MIRA goes beyond basic appraisal checks by combining advanced text analysis, image recognition, and detailed audit documentation. It intelligently scans written commentary, detects inconsistencies, and flags potential issues in photos, maps, and sketches—ensuring accuracy and compliance.

Policy exceptions are displayed in line with every relevant section of data, text, or photos — enabling underwriters to make efficient, precise decisions with all the required information at their fingertips.

Assign incoming loans to the appropriate team based on loan program, SSR score, investor, or other loan attributes.

Incorporate second-level reviews or automated escalations triggered by specific issues in the report or specific loan attributes.

Documents and data move between systems automatically, keeping underwriters in a single, streamlined workflow.

SSR scores appear during review and help determine the appropriate rule set, team assignment, and whether an escalation is needed.

Incorporate data from MLS, public record, external influences, and more.

Built on over 1 million processed appraisals, MIRA covers every standard form and all major investors out of box

Configure rules tailored to your loan programs, investors, or SSR scores. You can vary rules by loan scenario, apply lender-specific overlays, and adjust sensitivity levels in real time to fit your workflow.

Sophisticated models identify and flag potential issues such as bias or subjective language, quality or condition concerns, photo or adjustment errors, comp selection issues, and external factors that could impact loan validity.

MIRA automates over 90% of the typical collateral underwriter. System generated revisions save time and improve consistency while allowing users to add context as needed.

When revised reports are returned, MIRA evaluates whether the identified issues were addressed and checks for any new changes that might bring the report out of compliance.

If unexpected changes are made to a revised report, MIRA provides a detailed side-by-side comparison to show exactly what has changed.